Sarah, age 30, wants to begin saving for retirement. She is unmarried and has $5000 to put in a retirement vehicle. Which would be the BEST recommendation for her to invest in.
- Put $2500 in an IRA, and $2500 in a variable annuity
- Put all $5000 into an IRA
- Put all $5000 into a variable annuity
- Put all $5000 into a variable annuity within an IRA