Series 66: 3.7.2 Whole Life Insurance

Taken from our Series 66 Online Guide

3.7.2 Whole Life Insurance

Whole life insurance is an insurance product that has an insurance component and an investment component. Because of this additional benefit, it is much more costly than term life insurance. A whole life insurance purchaser pays set premiums, which are locked in over her life, and the insurance company guarantees a minimum amount of payout when she dies. With whole life insurance, the insurance company guarantees the recipient a minimum cash value even if the recipient stops paying into the policy. Like an annuity, a whole life policy protects the beneficiary

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