Series 65: Sales Charge

Taken from our Series 65 Online Guide

Sales Charge

Sales charges must be reasonable in terms of the services rendered.

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Solomon Exam Prep Study Materials for the Series 65
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Advantages and Disadvantages to Variable Life Insurance Products

Advantages

Ability to choose how the money will be invested to better meet the policyholder’s goals

Minimum death benefit

Ability to earn a higher death benefit and cash value on the account

Ability to exchange the variable policy with a whole life policy within the first two years of the policy

Voting rights

Greater chance to beat inflation on cash value and death benefit