Series 6: 1.3.5.4.1. Deferred Variable Annuities

Taken from our Series 6 Top-off Online Guide

1.3.5.4.1. Deferred Variable Annuities

When communicating with a customer about a deferred variable annuity, a broker must describe the annuity’s specific features. These include:

• Potential surrender period and surrender charge
• Potential tax penalty if customers sell or redeem deferred variable annuities before reaching the age of 59 1/2
• Subject to mar

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