Most accounts will be opened by individuals and will be plain vanilla accounts. Individuals must fill out the new account form to open the account. An individual account has only one owner. A representative may not give account information to anyone else, including the spouse of the account owner.
The owner is the only one who can trade in the account, unless third-party trading authorization has been granted. There are three kinds of third-party trading authorization:
1.Limited trading authority allows a third party to trade in the account, but the third par